Last updated: May 19, 2026
By accessing or using the Izlūks platform at izluks.lv (the "Service"), you agree to be bound by these Terms of Service (the "Terms"). If you do not agree, you may not use the Service. These Terms constitute a legally binding agreement between you and Partners F&E ("we", "us", "our"), the operator of the Service.
Izlūks is a business intelligence platform that aggregates and presents publicly available data from the Latvian Register of Enterprises (Uzņēmumu reģistrs), accessed through the Digital Development Agency (VDAA) and the data.gov.lv open-data feeds; the State Revenue Service (VID); international and national sanctions lists (EU, UN, OFAC, UK, and the Latvian national list); and NACE industry classification codes. The Service provides company search, financial analysis, ownership mapping, risk assessment, and compliance screening through a web interface, a REST API, and an AI-powered analytics chatbot.
Certain features require you to create an account. When registering, you must:
You are responsible for all activity that occurs under your account. We reserve the right to suspend or terminate accounts that violate these Terms.
The Service operates on a tiered model. A free tier provides basic access to search and company data. Paid tiers and credit packs unlock additional features such as PDF reports, extended API access, batch screening, and the analytics chatbot.
Credits are consumed when you use premium features (for example, generating reports). Credit balances do not expire while your account remains active.
Payments are processed securely by Stripe. All prices are denominated in euros (EUR). By making a purchase you authorize us to charge your payment method for the amount specified at checkout.
Subscriptions renew automatically at the end of each billing period unless cancelled before the renewal date. You may cancel your subscription at any time from your profile page; cancellation takes effect at the end of the current billing period.
Payments for new paid subscriptions are refundable within the first 30 days of initial activation — to request a full refund, write to [email protected]. Subscription renewal payments, credit packs, and report purchases are final and non-refundable except where a refund is required by applicable law.
The Service surfaces personal data about natural persons who are not users of the Service. By accessing this data you assume the role of an independent data controller for any onward processing you carry out, and you accept the obligations set out below.
You may use registry data displayed by the Service only for: due diligence on actual or prospective counterparties; anti-money-laundering and counter-terrorist-financing compliance; sanctions screening; fraud prevention and investigation; journalism and academic research conducted in the public interest; protection of your own legal rights; and other purposes for which the originating register is statutorily published.
You must not:
You are solely responsible for the lawfulness of your onward processing of registry data. You agree to indemnify and hold us harmless against any third-party claim, regulatory action, or fine arising from your use of registry data in breach of this section.
We may suspend access where we have reasonable grounds to believe these obligations have been breached, including in response to a complaint by a data subject that we uphold on review.
The underlying registry data presented on the Service originates from publicly available government sources and is not owned by us. The Service itself — including its design, code, analytics algorithms, report templates, brand identity, and original content — is the intellectual property of Partners F&E and is protected by applicable copyright and trademark laws.
Registry data is made available by the originating authorities under public-sector information regimes; we claim no rights over the underlying records. Our compilations, derived risk scores, narrative outputs, and any data we generate by enrichment or modelling are our intellectual property, as are the original textual, visual, and code elements of the Service.
Information on the Service is derived from public data sources and is provided on an "as is" basis. While we strive to keep data current and accurate, we cannot guarantee that all information is complete, up to date, or error-free. Data may reflect the state at the time of the last official publication and may not capture the most recent changes.
The Service does not constitute financial, legal, tax, or investment advice. You should verify critical information independently and consult qualified professionals before making business decisions based on data obtained from the Service.
Registry data is sourced from the authorities identified in our Privacy Policy. The Service presents the data substantially as published by those authorities, subject only to the field-level minimization described in our Privacy Policy. Sanctions designations reflect the issuing authority's list at the time of our last synchronization; the timestamp of that synchronization is displayed alongside the relevant sections. Before relying on any specific record for a regulated decision — including AML, KYC, or sanctions compliance — you should verify the record against the originating authority.
Risk scores, financial ratios, failure-probability estimates, and AML/KYC screening reports generated by the Service are informational tools designed to support your own analysis. They are based on publicly available data and statistical models, and should be used as one input among many in your decision-making process.
These reports do not replace professional due diligence, legal counsel, or any regulatory compliance obligations that may apply to your specific situation.
The Service includes an AI-powered analytics chatbot that generates database queries from natural language. This feature uses third-party AI services provided by Google and OpenAI. Your chatbot queries are sent to these providers for processing. No personal account data is shared with the AI providers — only the query text and database schema context.
AI-generated results may occasionally be inaccurate or incomplete. Always review the output and verify important findings independently.
Credits are deducted when a query is submitted and processed, regardless of whether the output matches your expectations. Credits are refunded automatically only in cases of service infrastructure failure (for example, the AI provider being temporarily unavailable).
You retain all rights to the specific outputs (analyses, summaries, and visualizations) generated by the chatbot in response to your queries. We do not claim ownership of your chatbot results. We may use anonymized and aggregated query metadata — such as query patterns and usage statistics, but not your specific outputs — to improve the Service. The underlying public registry data referenced in chatbot outputs remains in the public domain and is not owned by either party.
Access to the REST API is subject to rate limits that vary by subscription tier. You are responsible for safeguarding your API keys and must not share them or embed them in client-side code. We may revoke API keys that are compromised or used in violation of these Terms.
To the maximum extent permitted by law, Partners F&E shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service — including but not limited to loss of profits, data, or business opportunities — whether based on contract, tort, or any other legal theory.
Our total aggregate liability for any claim arising from or related to the Service shall not exceed the amount you have paid us in the twelve (12) months preceding the claim.
You may close your account at any time by contacting us at [email protected]. We may suspend or terminate your access if you breach these Terms or engage in conduct that we reasonably believe is harmful to the Service, other users, or third parties.
Upon termination your right to use the Service ceases immediately. Any unused credits are forfeited unless otherwise required by applicable law.
We may update these Terms from time to time. Material changes will be communicated via email or by a prominent notice on the Service at least thirty (30) days before they take effect. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.
These Terms are governed by and construed in accordance with the laws of the Republic of Latvia. Any disputes arising from or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of Riga, Latvia.
If you have any questions about these Terms, please contact us at [email protected].
See also: Privacy Policy · Cookie Policy